Following the advice of Tony Vincent which I heard at his NECC 2009 session, “Do So Much with an iPod Touch,” I setup an iTunes account for my 9 year old daughter today to use which does NOT have a credit card assigned to it.

iTunes Account without a Credit Card

I had previously been under the impression that every iTunes account HAD to have a credit card attached to it. That perception was WRONG! By either initiating the iTunes account setup after entering the number of an iTunes gift card (which is what we did today) or after choosing to “buy” / download a FREE iTouch application from the iTunes Store (as Tony recommends) you can choose “NONE” for the payment/credit card option on the iTunes account setup form.

By not having a credit card attached to the account, my daughter can use and manage her own iTunes account funds (which come from gift cards) and we don’t have to worry about her accidentally or intentionally making credit/debit card purchases which deduct from her parents’ bank accounts! 🙂

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